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Getting ready to apply for a mortgage? Here's what to know about your Debt-to-income (DTI) ratio!

How to Calculate your Debt-to-Income RatioIf you’re in the market to buy a house, your mortgage lender will look at a couple of main factors to determine if you qualify. Most people know they

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What Happens if the Property I’m Buying Doesn’t Appraise?

You found your dream house and maybe bid a little more than you intended to pay. You figure it will all work out since your mortgage pre-approval was for more than you bid. But then the appraisal

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